Worst College Degrees When Pursuing a Career

Aside from having fun, college is described as an environment to gain personal growth and become a ‘well-rounded’ individual. That’s fine if you are taking classes for your own personal enrichment. But what about the people who go to college in hopes of pursing a career?  For many individuals getting a degree is the best step to…

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Health Insurance Terms You Need to Know

Do you get your health insurance through your employer? Or maybe you have an individual self-funded plan. Regardless of how you are covered; there are a few common health insurance terms you need to learn when comparing different policies. Common Health Insurance Terms Copayment (or copay) A fixed dollar amount you pay each time you…

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Consolidating Debt-Is It Right For You?

One of the most popular and highly advertised options for individuals looking to eliminate their bills is to consolidate their debt. This is normally* done by applying for a loan and you (the borrower) pay off the multiple accounts; leaving you with only the loan to payback. So, What’s the Problem?   The biggest problem with…

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Emergency Room Alternatives to Avoid High Medical Costs

The last thing you want to think about during a medical crisis is how much that medical bill is going to cost. And the reality is that most people don’t. Think about it; if you or a loved one were in the hospital wouldn’t you do whatever you could to keep yourself or a loved…

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