Have you ever sat at home irritated because there was nothing on television! We’ve all been there! You know, that special type of frustration when you are flicking through channels wondering What the heck am I paying for? With this in mind we must ask the question: is paying for cable or satellite services even…
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What is a Rainy Day Budget?
Many Americans know the importance of building an emergency fund, but few are able to do so successfully. Research from the AARP found that 53% of American households lacked an emergency savings account. Not only are Americans unprepared for emergency expenses, but most households would struggle with an unexpected $400 expense, according to the Federal…

Should Companies Allow Time Off for Severe Weather?
As someone born and raised in Michigan, I can confidently say that I’ve seen virtually every type of weather condition imaginable. And despite the constant pendulum from deep freeze temps to scorching heat; employees are still expected to promptly show up to their jobs everyday ready to work. A pretty ludicrous expectation in our opinion.…

Use your Tax Refund Wisely
Did you hear the great news? The IRS has started processing tax refunds; but have you started processing your refund? In other words, what are you planning to do with your money? The Tax Refund Problem Every tax year millions of individuals follow the same routine. You get a tax refund Blow it on useless…
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