Checking your credit reports is a habit that you should do regularly. Did you know that every year you are entitled to a FREE credit report from Experian, Transunion, and Equifax? By simply heading to annualcreditreport.com and inputting the required information you can gain access your credit report. Why Check your Credit Reports? The greatest reason…
Debt Free-There’s Only 2 Ways to Become Debt Free!
Having debt sucks! But feeling stuck or trapped in debt can feel torturous. If you are finally ready to rid yourself of debt then you will be happy to know that there are two proven ways to become debt free? 2 Ways to Become Debt Free If you were to do an internet search on…
High Auto Insurance Premiums-Which factors affect you?
Many states require drivers to purchase auto insurance. Thus, finding affordable insurance is a huge priority for many car owners. But did you know that your auto insurance premium is heavily influenced by factors outside of your driving record? If you’re frustrated when trying to find low insurance rates; you may be a victim of…
Worst College Degrees When Pursuing a Career
Aside from having fun, college is described as an environment to gain personal growth and become a ‘well-rounded’ individual. That’s fine if you are taking classes for your own personal enrichment. But what about the people who go to college in hopes of pursing a career? For many individuals getting a degree is the best step to…
Common Mortgage Fees You Need to Know
Congratulations!! You finally found a home you really love and you want to purchase it. There’s just one problem, you must get a mortgage to afford it. Below we have listed some fees that you may end up paying for at the closing table. Fees Associated with Getting a Mortgage Origination fee Cost…
Health Insurance Terms You Need to Know
Do you get your health insurance through your employer? Or maybe you have an individual self-funded plan. Regardless of how you are covered; there are a few common health insurance terms you need to learn when comparing different policies. Common Health Insurance Terms Copayment (or copay) A fixed dollar amount you pay each time you…
Consolidating Debt-Is It Right For You?
One of the most popular and highly advertised options for individuals looking to eliminate their bills is to consolidate their debt. This is normally* done by applying for a loan and you (the borrower) pay off the multiple accounts; leaving you with only the loan to payback. So, What’s the Problem? The biggest problem with…
Emergency Room Alternatives to Avoid High Medical Costs
The last thing you want to think about during a medical crisis is how much that medical bill is going to cost. And the reality is that most people don’t. Think about it; if you or a loved one were in the hospital wouldn’t you do whatever you could to keep yourself or a loved…
Receipt Rewards-Do You Use Them?
Ugh! There is nothing more annoying than reaching into your pocket, wallet, or purse and pulling out those crumpled old receipts. At least that’s how we used to fell until we began to notice the rewards advertised on to those little pocket fillers. Did you know that many companies use receipts as a way to offer products or rewards to their customers? These receipt rewards…
