Life is unpredictable. So, what if in the midst of all the everyday chaos, you forget to pay a bill…or two? Don’t worry many of your bills may offer grace periods. What are Grace Periods? Grace periods are little extensions of time companies give allowing you to pay your bill after the due date but…
O’Jays-For the Love of Money
If you are familiar with the Bible then you have probably read this verse: “For the love of money is the root of all evil which while some coveted after, they have erred from the faith and pierced themselves through with many sorrows” (1 Timothy 6:10 KJV). The O’Jays touch on some of these “earrings…
Know Your Vice II: Traditional vs Auto-Pay
Nowadays, companies offer multiple options for you to pay your bills. Whether you choose to pay manually or have your payments automatically deducted from your account (auto-pay); as long as you pay on time, companies could care less about which option you choose. But which option is best for you? Let’s examine the benefits of…
Simple Tips to Create a Successful Budget
A budget is the perfect tool when determining how to allocate your finances. Yet, although budgets are simple to create-they are also very easy to break. Luckily, we have some simple tips that will help you stay within budget. Tip 1: Have Defined Goals Before you begin you must first know your financial goal(s). Like…
FBWatches…Odd Squad!
There you are. Something very odd has happened… One of my daughter’s favorite shows on PBS KIDS is Odd Squad. For those of you who are unfamiliar with the show; Odd Squad is “an organization run by kids that investigates anything strange, weird, and especially odd.” By using the power of math these Odd Squad…
Credit Reports-Get Yours Free!
Checking your credit reports is a habit that you should do regularly. Did you know that every year you are entitled to a FREE credit report from Experian, Transunion, and Equifax? By simply heading to annualcreditreport.com and inputting the required information you can gain access your credit report. Why Check your Credit Reports? The greatest reason…
Debt Free-There’s Only 2 Ways to Become Debt Free!
Having debt sucks! But feeling stuck or trapped in debt can feel torturous. If you are finally ready to rid yourself of debt then you will be happy to know that there are two proven ways to become debt free? 2 Ways to Become Debt Free If you were to do an internet search on…
High Auto Insurance Premiums-Which factors affect you?
Many states require drivers to purchase auto insurance. Thus, finding affordable insurance is a huge priority for many car owners. But did you know that your auto insurance premium is heavily influenced by factors outside of your driving record? If you’re frustrated when trying to find low insurance rates; you may be a victim of…
Common Mortgage Fees You Need to Know
Congratulations!! You finally found a home you really love and you want to purchase it. There’s just one problem, you must get a mortgage to afford it. Below we have listed some fees that you may end up paying for at the closing table. Fees Associated with Getting a Mortgage Origination fee Cost…
