Grace Periods Help Prevent Late Payment Fees

Life is unpredictable. So, what if in the midst of all the everyday chaos, you forget to pay a bill…or two? Don’t worry many of your bills may offer grace periods. What are Grace Periods? Grace periods are little extensions of time companies give allowing you to pay your bill after the due date but…

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Know Your Vice II: Traditional vs Auto-Pay

Nowadays, companies offer multiple options for you to pay your bills. Whether you choose to pay manually or have your payments automatically deducted from your account (auto-pay); as long as you pay on time, companies could care less about which option you choose. But which option is best for you? Let’s examine the benefits of…

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Simple Tips to Create a Successful Budget

A budget is the perfect tool when determining how to allocate your finances. Yet, although budgets are simple to create-they are also very easy to break. Luckily, we have some simple tips that will help you stay within budget. Tip 1: Have Defined Goals Before you begin you must first know your financial goal(s). Like…

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Credit Reports-Get Yours Free!

Checking your credit reports is a habit that you should do regularly. Did you know that every year you are entitled to a FREE credit report from Experian, Transunion, and Equifax? By simply heading to annualcreditreport.com and inputting the required information you can gain access your credit report.   Why Check your Credit Reports? The greatest reason…

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High Auto Insurance Premiums-Which factors affect you?

Many states require drivers to purchase auto insurance. Thus, finding affordable insurance is a huge priority for many car owners. But did you know that your auto insurance premium is heavily influenced by factors outside of your driving record? If you’re frustrated when trying to find low insurance rates; you may be a victim of…

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