Credit Reports-Get Yours Free!

Checking your credit reports is a habit that you should do regularly. Did you know that every year you are entitled to a FREE credit report from Experian, Transunion, and Equifax? By simply heading to annualcreditreport.com and inputting the required information you can gain access your credit report.   Why Check your Credit Reports? The greatest reason…

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High Auto Insurance Premiums-Which factors affect you?

Many states require drivers to purchase auto insurance. Thus, finding affordable insurance is a huge priority for many car owners. But did you know that your auto insurance premium is heavily influenced by factors outside of your driving record? If you’re frustrated when trying to find low insurance rates; you may be a victim of…

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Worst College Degrees When Pursuing a Career

Aside from having fun, college is described as an environment to gain personal growth and become a ‘well-rounded’ individual. That’s fine if you are taking classes for your own personal enrichment. But what about the people who go to college in hopes of pursing a career?  For many individuals getting a degree is the best step to…

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Health Insurance Terms You Need to Know

Do you get your health insurance through your employer? Or maybe you have an individual self-funded plan. Regardless of how you are covered; there are a few common health insurance terms you need to learn when comparing different policies. Common Health Insurance Terms Copayment (or copay) A fixed dollar amount you pay each time you…

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Consolidating Debt-Is It Right For You?

One of the most popular and highly advertised options for individuals looking to eliminate their bills is to consolidate their debt. This is normally* done by applying for a loan and you (the borrower) pay off the multiple accounts; leaving you with only the loan to payback. So, What’s the Problem?   The biggest problem with…

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Emergency Room Alternatives to Avoid High Medical Costs

The last thing you want to think about during a medical crisis is how much that medical bill is going to cost. And the reality is that most people don’t. Think about it; if you or a loved one were in the hospital wouldn’t you do whatever you could to keep yourself or a loved…

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