Congratulations!! You finally found a home you really love and you want to purchase it. There’s just one problem, you must get a mortgage to afford it. Below we have listed some fees that you may end up paying for at the closing table. Fees Associated with Getting a Mortgage Origination fee Cost…
Health Insurance Terms You Need to Know
Do you get your health insurance through your employer? Or maybe you have an individual self-funded plan. Regardless of how you are covered; there are a few common health insurance terms you need to learn when comparing different policies. Common Health Insurance Terms Copayment (or copay) A fixed dollar amount you pay each time you…
Consolidating Debt-Is It Right For You?
One of the most popular and highly advertised options for individuals looking to eliminate their bills is to consolidate their debt. This is normally* done by applying for a loan and you (the borrower) pay off the multiple accounts; leaving you with only the loan to payback. So, What’s the Problem? The biggest problem with…
Lyrics For Life
“Sign yourself to yourself and start writing your on checks” -Ludacris, Tell it Like it Is
Emergency Room Alternatives to Avoid High Medical Costs
The last thing you want to think about during a medical crisis is how much that medical bill is going to cost. And the reality is that most people don’t. Think about it; if you or a loved one were in the hospital wouldn’t you do whatever you could to keep yourself or a loved…
Receipt Rewards-Do You Use Them?
Ugh! There is nothing more annoying than reaching into your pocket, wallet, or purse and pulling out those crumpled old receipts. At least that’s how we used to fell until we began to notice the rewards advertised on to those little pocket fillers. Did you know that many companies use receipts as a way to offer products or rewards to their customers? These receipt rewards…