If you’ve ever struggled with finances then you’ll probably agree the most annoying advice you can hear is: Just make a budget! Although budgets are quite effective your typical household budget can vary quite a bit throughout the year. This can make successful budgeting rather frustrating! Luckily, there is a resource to help step up…
Embrace a New Financial Mindset
We live in a debt-driven society in which credit cards and loans (student, auto, mortgages, etc) have surpassed the old method of paid-in-full cash payments. With that being said if you follow the current system…you are going to get into some type of debt! Without debt you wouldn’t be bound by the ambiguous magical credit…